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In Pharmacy, we are committed to helping members access and use medications effectively, while combating the rising costs of products.

If you take a GLP-1 drug for diabetes, talk to your healthcare provider before considering microdosing

Submit your appeal within the timeframe specified in your denial letter (typically 180 days)

Insufficient protein affects hormone production, immune function, and countless metabolic processes that influence energy

Underwriters are also getting better at detecting GLP-1 use through: Prescription databases Medical records requests Follow-up health questionnaires What This Means for Your Clients If currently on GLP-1 medications: Expect questions about medication use and duration Be prepared for potentially higher rates despite current health improvements Consider timing of application if they've been stable on medication for an extended period If recently stopped GLP-1 medications: Underwriters may view recent discontinuation as a risk factor Weight regain could further complicate the application process Medical follow-up showing sustained health improvements may help If planning to start GLP-1 medications: Understand that future applications may be affected by medication use Industry Trends to Watch Some forward-thinking insurance companies are exploring partnerships with GLP-1 providers to improve medication adherence

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